On July 30, 2025, the White House released a detailed policy report aiming to overhaul the U.S. approach to cryptocurrency regulation. The report outlines a forward-thinking strategy for managing digital assets, marking a departure from previous regulatory stances that imposed tighter restrictions on the industry. This new stance is designed to foster innovation while ensuring proper oversight.
One of the central proposals in the report is for the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) to utilize their existing authorities to regulate digital assets more efficiently. The administration urges these agencies to create a more comprehensive framework for the crypto industry, ensuring better protection for investors and clearer guidelines for crypto exchanges and platforms.
Additionally, the report calls on Congress to pass new legislation that will solidify a structured and consistent regulatory environment for cryptocurrencies. Key provisions include enabling trading platforms to offer both trading and custody services for digital assets, as well as establishing a specific disclosure regime for crypto securities issuers. These changes aim to provide more stability and transparency to the market, which could further encourage institutional investment in digital assets.
A notable highlight of the report is the emphasis on tokenization, which refers to the process of converting traditional financial assets into digital tokens. The administration suggests developing a framework that allows the SEC to oversee tokenized securities, enhancing market access and liquidity. This initiative could potentially bridge the gap between traditional finance and the emerging crypto market.
Moreover, the report acknowledges the growing importance of stablecoins, referencing the recently passed GENIUS Act, which created federal rules for these digital currencies. The administration is pushing for additional legislation, such as the Clarity Act, to ensure that the stablecoin market operates within a clear regulatory environment.
For the crypto industry, the White House’s stance marks a significant shift. While the previous administration placed stricter regulations on digital assets, the current administration’s proposals aim to create a balanced environment where both innovation and regulation can coexist. This approach is expected to boost investor confidence and drive further growth within the crypto market.
